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 Compare Prices & Inclusions

Enter your Country of Travel and your Rental Company or booking agent to see what is included or excluded in your policy.

Can I rely on Travel Insurance?

Keep in mind that we want to help you!

The following is a general summary of travel insurance policies. We can help you understand your travel insurance policy and its benefits for car renters; just send us a link to your policy or the PDS and we'll decipher it for you! 

 

When comparing RentalCover.com to the "rental car excess coverage" inclusions in a travel insurance policy it is important to keep a few things in mind:

  1. Most travel insurance policies include wording such that the rental company's exclusions are also excluded by the travel insurer. This is a big concern for most renters because most rental companies specifically exclude the most common types of damage! If the rental company excludes it, your travel insurer will exclude it. The most common exclusions are windscreens, tyres, underbody and roof damage, some rental companies even exclude all types of "single vehicle accident" (90% of all claims that we receive only have one vehicle involved!). RentalCover.com never has these exclusions and we don't hide behind the fine print of the policy wording!
  2. Most travel insurance policies have insufficient rental vehicle coverage. Our policies allow users to "top up" their coverage to match the deductible excess of the vehicle.
  3. Travel insurance policies will always leave you out of pocket! Their policy has its own "excess". The policy's "excess" is deducted from the final payment to you. If it is $200 and the cost of repairs is $200, you get nothing! All our policies are "Zero Excess", so the amount you claim is the amount you receive.

Contact Us

Please check if these questions are relevant or scroll down to contact us:

About Our Price Guarantees

How are coverage days calculated?
I found a better price on a policy, will you match it?

About RentalCover.com

What are the benefits?
Who is RentalCover.com & Who provides the coverage?
What is the Rating of Our Underwriters?

Alternatives to RentalCover.com

How to make an informed choice when you get to the rental desk - your insurance options explained.
Can I rely on Travel Insurance?
Should I just risk it and not get insurance?

Annual Plans

How Do I "Log" Rentals For My Annual Plan?

Claims

How do claims work for "Extra Cover" (for USA & Canada)?
How do claims work for "Zero Excess Rental Cover", "No Excess Rental Cover" & "Rental Vehicle Cover"?
When can I expect claims to be settled?
How do I make a claim?
Am I insured if I have more than one accident?
How do I report a claim for "Collision Damage Coverage" (for US Residents)?

Country: Asian Countries

What should I do at the rental desk in Asian Countries

Country: Australia/NZ

How does Excess Reduction & Third Party Insurance work in Australia and New Zealand
What should I do at the rental desk in Australia/NZ?

Country: Canada

How does rental excess & CDW work in Canada? What are my options?
What should I do at the rental desk in Canada?

Country: EU/UK

How does rental excess/CDW work in Europe? What are my waiver options?
What should I do at the rental desk in EU/UK?

Country: Latin American Countries

What should I do at the rental desk in Latin American Countries

Country: Namibia/Africa

How does rental excess & CDW work in Africa? What are my options?

Country: United States

What are the insurance options in the USA? How does the US differ from most other countries?
How Does The Free Roadside Assistance Work for USA Policies?
What is Extra Cover for the USA? What do I say at the rental desk?
What should I do at the rental desk in the US?
What should I do at the rental desk if I am traveling abroad with Collision Damage Coverage (for US Residents)?

Country: Worldwide

What should I do at the rental desk: Introduction

Damage Waivers (CDW, LDW, Super CDW, Super LDW)

What is "excess", "CDW", "LDW", "excess reduction", etc? And what is RentalCover.com?
How much do I pay if there's an accident?
How do "LDW" and "Super CDW" and "Super LDW" differ from simple "CDW"?

Managing/Cancelling/Modifying Policies

How do I cancel a policy, change dates or add coverage? What if I changed my rental vehicle?
Help, I can't login!
When are the policies issued?
How do I submit my airline rewards program number?
How much coverage do I need?
Are there age or residency restrictions?
Are additional drivers insured?
How do I change the name of the policy holder?
Who is insured? What is insured?
I bought a policy but changed my car. Do I need a new policy?
How do cancellations and refunds work?
What is a refundable deposit/bond? When does it get refunded?
How do I add coverage to my policy?
I have several rentals over a period of time. Do I need a policy for each rental? What if I have several countries to visit?
What are my policy's inclusions?

Personal Accident Insurance

What is PAI (Personal Accident Insurance)?

Supplemental Liability Insurance

What is SLI (Supplementary Liability Insurance)?

Theft Protection

What is Theft Protection?

Third Party Cover

Is "Third Party" included?
Why do rental companies charge a large excess when the repair cost is small? What happens if I'm "not at fault"? Will I get my money back? When?

Types of Vehicles & Types of Rental (Peer To Peer etc)

Are 4x4s Insured? What about unsealed roads?
What types of "rentals" are insured? Car shares? Loan cars from mechanics?

If your question isn't answered by the above please fill in the below form or give us a call:

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