Rental Guide

for residents of
U.S. Virgin Islands

Car rental insurance in Virgin Islands, U.S.

We could not find a policy for this destination and residence combination
So you’re renting a car in U.S. Virgin Islands. Of course, no one wants to think about car rental insurance when taking in the splendor of , but buying rental car insurance before you go could save you thousands, so it’s worth doing. At, we’ve built a global business around giving customers better coverage at a better price. And we pay 98% of claims within 3 business days, so you can save your for extra .
: Car

At the rental desk...

Insurance offered & what you need to know
Collision Damage Waiver (CDW)/Loss Damage Waiver (LDW)
CDW/LDW waives damage costs in full with a high excess payable for damages (US$5,000.00 for cars to US$7,500.00 for motorhomes). LDW is CDW + Theft Protection.
  • Excess payable for any damage is very high.
  • May have some common exclusions.
Super Collision Damage Waiver (SCDW)
Super Collision Damage Waiver reduces your remaining excess towards US$0.00.
  • Can be purchased for US$20.00 - US$30.00 per day.
  • Hefty costs for smaller excess.
  • Pay even more to get $0 excess.
Roadside Assistance Cover
Covers roadside costs such as towing, fuel and key lockout.
  • Can be purchased for US$10.00 - US$15.00 per day. Comparable insurance/full protection products & benefits
Collision Damage Insurance
Our Collision Damage Coverage is equivalent to CDW from the rental companies.
  • $0 deductible.
  • CDI is primary coverage so it won't impact your personal auto premiums.
  • Claims are handled and paid by AON.
  • Cancel anytime.
These are our top tips for outsmarting your car rental company.

Buy insurance before you go and save

If you don’t want to be on the hook for costly scratches and dings, let alone collision damage, buy rental car coverage before you go. With us, you’ll pay a fraction of the cost of insurance at the rental desk.

Capture the condition of the vehicle

Take pictures & videos of the vehicle before you leave to avoid unfair charges. Ensure any existing damage is marked up on the rental agreement as some cheeky rental companies tend to charge customers for existing damages.

Just say 'no'

If you've bought Collision Damage Insurance with us, you can say 'no' to the hard sell for CDW/LDW from the rental company.

With Collision Damage Insurance...
  1. Notify your rental car company of the damage immediately.

  2. Go to to report all incidents.

  3. Submit any bills or required documents. You may receive a bill from the rental car company. If so, attach it to your claim and AON will pay the rental car company directly. If you’re required to pay your rental car company up front, keep the invoice and you will be reimbursed when your claim is approved.

Get a quote for your next trip

Coverage for vehicles with less than 9 seats (including driver). Excludes luxury/exotic cars.*