Rental Guide

for residents of
U.S. Virgin Islands

Car rental insurance in Virgin Islands, U.S.

We could not find a policy for this destination and residence combination
So you’re renting a car in U.S. Virgin Islands. Of course, no one wants to think about car rental insurance and collision damage waivers when taking in the splendor of the sights, but buying rental car insurance/full protection products before you go could save you thousands, so it’s worth doing. At, we’ve built a global business around giving customers better coverage at a better price. And we pay 98% of claims within 3 business days, so you can save your money for extra souvenirs.
I'm renting a: Car

At the rental desk...

Insurance offered & what you need to know
Collision Damage Waiver (CDW)/Loss Damage Waiver (LDW)
CDW/LDW waives damage costs in full with a high excess payable for damages (US$5,000.00 for cars to US$7,500.00 for motorhomes). LDW is CDW + Theft Protection.
  • Excess payable for any damage is very high.
  • May have some common exclusions.
Super Collision Damage Waiver (SCDW)
Super Collision Damage Waiver reduces your remaining excess towards US$0.00.
  • Can be purchased for US$20.00 - US$30.00 per day.
  • Hefty costs for smaller excess.
  • Pay even more to get $0 excess.
Roadside Assistance Cover
Covers roadside costs such as towing, fuel and key lockout.
  • Can be purchased for US$10.00 - US$15.00 per day. Comparable insurance/full protection products & benefits
Collision Damage Coverage
Our Collision Damage Coverage (CDC) is equivalent to CDW from the rental companies.
  • $0 deductible.
  • CDC is primary coverage so it won't impact your personal auto premiums.
  • Claims are handled and paid by AON.
  • You can cancel any time the day before pickup
  • Covered up to the policy limit for each individual incident.
  • Additional drivers on the rental agreement are automatically covered.
Extra Cover for U.S. Virgin Islands
Extra Cover covers all roadside assistance related costs as well as exclusions and fees not covered by your CDW, up to the policy amount. You will need to have CDW/LDW coverage during your trip for our Extra Cover policy to be valid.
  • Includes free cover for roadside assistance, key loss, towing, relocation, loss of use fees & more (save up to 50% compared to policies from rental companies.)
  • Includes damages commonly excluded by rental companies.
  • Covered up to the policy limit for each individual incident.
  • Additional drivers on the rental agreement are automatically covered.
  • Damage related charges and administration costs are reimbursed once the claim is approved.
  • We guarantee to beat any price!
These are our top tips for ensuring you don’t get overinsured.

Buy insurance before you go and save

If you don’t want to be on the hook for costly scratches and dings, let alone collision damage, buy rental car coverage before you go. With us, you’ll pay a fraction of the cost of insurance at the rental desk.

Capture the condition of the vehicle

Take pictures & videos of the vehicle before you leave to avoid unfair charges. Ensure any pre-existing damage is marked up on the rental agreement as some rental companies tend to charge customers for pre-existing damages.

Just say 'no'

If you've bought Collision Damage Insurance with us, you can say 'no' to the hard sell for CDW/LDW from the rental company.

If you've bought Extra Cover with us, you can say 'no' to the hard sell for roadside assistance from the rental company.

With Collision Damage Insurance...
  1. Notify your rental car company of the damage immediately.

  2. Go to to report all incidents.

  3. Submit any bills or required documents. You may receive a bill from the rental car company. If so, attach it to your claim and AON will pay the rental car company directly. If you’re required to pay your rental car company up front, keep the invoice and you will be reimbursed when your claim is approved.
With Roadside Assistance...
  1. For roadside assistance, use the number provided in the glove box by your rental car company. We will reimburse your expenses when your claim is approved.

  2. For any other damages excluded by your CDW, keep the receipts and file your claim on once your rental has finished.

Get a quote for your next trip

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Covers cars/vans/SUVs/4x4s etc. of 1-9 passengers that don't need special licenses or aren't for commercial or off-road use.