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 Compare Prices & Inclusions

Enter your Country of Travel and your Rental Company or booking agent to see what is included or excluded in your policy.

What are my policy's inclusions?

The terms of your policy will vary depending on your age, coverage selection, and country of travel. For full details about your policy's terms please refer to the relevant Product Disclosure Statement, found under "View Policy Wording" on your account page. For reference, all of our policies provide coverage to the following:

  • Additional drivers who are on the rental agreement with you are covered free of charge.
  • Subject to the Policy terms* we provide coverage to any type of single or multiple-vehicle accident or damage, including:
    • Roof ("overhead") and underbody ("under carriage")
    • Theft, fire, vandalism
    • Windscreen damage/replacement
    • Tyre repair/replacement
    • Headlights damage/replacement
    • Awnings damage/repair
    • Key loss and replacement
    • Accidents involving animals
  • Damage-related costs including:
    • Towing
    • Roadside Assistance costs such as tyre repairs, call out fees and fuel refills
  • Additional fees charged by rental companies that relate to damages, including:
We also include Free Gap Coverage which is designed to insure you if, after your claim has been paid, you still have some costs remaining. This can happen for a few reasons.
 

* Note: These terms may vary. Please refer to your PDS for your policy's full terms.


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Please check if these questions are relevant or scroll down to contact us:

About Our Price Guarantees

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I found a better price on a policy, will you match it?

About RentalCover.com

What are the benefits?
Who is RentalCover.com & Who provides the coverage?
What is the Rating of Our Underwriters?

Alternatives to RentalCover.com

Should I buy coverage from the rental companies?
Can I rely on Travel Insurance?
Should I just risk it and not get insurance?

Annual Plans

How Do I "Log" Rentals For My Annual Plan?

Claims

How do claims work for "Extra Cover" (for USA & Canada)?
How do claims work for "Zero Excess Rental Cover", "No Excess Rental Cover" & "Rental Vehicle Cover"?
When can I expect claims to be settled?
How do I make a claim?
Am I insured if I have more than one accident?
How do I report a claim for "Collision Damage Coverage" (for US Residents)?

Country: Asian Countries

What should I do at the rental desk in Asian Countries

Country: Australia/NZ

How does Excess Reduction & Third Party Insurance work in Australia and New Zealand
What should I do at the rental desk in Australia/NZ?

Country: Canada

How does rental excess & CDW work in Canada? What are my options?
What should I do at the rental desk in Canada?

Country: EU/UK

How does rental excess/CDW work in Europe? What are my waiver options?
What should I do at the rental desk in EU/UK?

Country: Latin American Countries

What should I do at the rental desk in Latin American Countries

Country: Namibia/Africa

How does rental excess & CDW work in Africa? What are my options?

Country: United States

What are the insurance options in the USA? How does the US differ from most other countries?
How Does The Free Roadside Assistance Work for USA Policies?
What is Extra Cover for the USA? What do I say at the rental desk?
What should I do at the rental desk in the US?
What should I do at the rental desk if I am traveling abroad with Collision Damage Coverage (for US Residents)?

Country: Worldwide

What should I do at the rental desk: Introduction

Damage Waivers (CDW, LDW, Super CDW, Super LDW)

What is "excess", "CDW", "LDW", "excess reduction", etc? And what is RentalCover.com?
How much do I pay if there's an accident?
How do "LDW" and "Super CDW" and "Super LDW" differ from simple "CDW"?

Managing/Cancelling/Modifying Policies

How do I cancel a policy, change dates or add coverage? What if I changed my rental vehicle?
Help, I can't login!
When are the policies issued?
How do I submit my airline rewards program number?
How much coverage do I need?
How Does RentalCover.com's Free Gap Coverage Work?
Are there age or residency restrictions?
Are additional drivers insured?
How do I change the name of the policy holder?
Who is insured? What is insured?
I bought a policy but changed my car. Do I need a new policy?
How do cancellations and refunds work?
What is a refundable deposit/bond? When does it get refunded?
How do I add coverage to my policy?
I have several rentals over a period of time. Do I need a policy for each rental? What if I have several countries to visit?
What are my policy's inclusions?

Personal Accident Insurance

What is PAI (Personal Accident Insurance)?

Supplemental Liability Insurance

What is SLI (Supplementary Liability Insurance)?

Theft Protection

What is Theft Protection?

Third Party Cover

Is "Third Party" included?
Why do rental companies charge a large excess when the repair cost is small? What happens if I'm "not at fault"? Will I get my money back? When?

Types of Vehicles & Types of Rental (Peer To Peer etc)

Are 4x4s Insured? What about unsealed roads?
What types of "rentals" are insured? Car shares? Loan cars from mechanics?

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