Termos e Condições da Apólice 

Por favor, verifique a página de pagamento e ou a página da Minha conta no mesmo site que você pagou por sua proteção, para obter mais informações sobre os termos de sua apólice.

Segue um resumo dos benefícios comuns de todas as proteções emitidas pela RentalCover.com. O nível de cobertura pode ser limitado para alguns tipos de danos. Algumas proteções se aplicam somente em carros (incluindo carros compartilhados, carros substitutos de acidentes e carros emprestados de mecânicos) enquanto outros podem incluir 4x4, campervans & motorhomes. Análise os texto/PDS de sua apólice ou cotação.
 

Inclusões:

  • Cobre custos com reparos de veículos de locação.
  • Acidentes com um único acidente (e acidentes com multiplos veículos).
  • Furto
  • Pneus, parabrisas, faróis.
  • Danos causados no teto e carroceria, incluindo capotagem.
  • Batidas em animais.
  • Acidentes causados por poeira.
  • Danos causados por clima e tempo (inclue danos causado por enchente)Weather-related damage.
  • Danos causados por inversão do carro. 
  • Motoristas adicionais nomeados no contrato de locação da locadora (o títular do contrato de seguro também deve estar no contrato de locação da locadora)
  • Perda de Uso (Loss of use)/sobreestadia (a perda da locadora enquanto o veículo se encontra no conserto).
  • Perda/Substituição da chave
  • Reboque
  • Taxas de cartão de crédito cobradas pela locadora, no evento de um acidente.
  • Taxas administrativas, cobradas pelas locadoras, no evento de um acidente.

Exclusões

As exclusões gerais se aplicam, se um tipo de dano não estiver na lista de inclusão nem na lista de exclusões, o mesmo será coberto por sua proteção. 

  • Algumas proteções não cobrem motorhome, campervan, carros de aventura 4x4, caminhão e ônibus. Por favor, veja as limitações da sua apólice para o tamanho e tipo de veículo.
  • Todas as proteções excluem danos ocorridos em ruas, onde o acesso é proíbidas pela locadora ou agente de viagem. 
  • Não inclui danos causados por algum motivo, onde o ocorreu a violação do contrato da locadora. 
  • Não cobre danos causados por um evento que conduza a atividade criminal. Não cobre danos causados ​​por um evento que leve a uma condenação ou infração penal (como uma multa de excesso de velocidade ) ou equivalente.
  • Não cobre danos causados no veículo pela submersão parcial ou total em água doce ou água salgada, tão pouco cobre o reboque para estes tipos de acidentes.
  • Danos causados ao veículo por conduta ou violação de qualquer legislação ou regulamentação dolosa ou culposa do locatário, nem tão pouco cobre as despesas com os mesmos.
  • Algumas proteções excluem danos causados por gasolina adulterada e ou errada. Por favor verifique sua apólice (e também verifique a tampa do combustível).

Inclusões e exclusões são sujeitos aos termos da apólice. 

Governança Corporativa e Regulamento

Reino Unido

RentalCover.com é o estilo de negociação Cover Genius Ltd, onde o escritório de registro é Unit 6, 4 Ravey Street, London, EC2A 4QP, Reino Unido. A Cover Genius Ltd é uma empresa registrada na Inglaterra e Países de Gales sob o  No 09408621.  A Cover Genius Ltd é uma empresa designada da representativa (FCA Firm Reference Number 681780) da Strategic Insurance Ltd que é registrada na Inglaterra sob No 02968515. A Strategic Insurance Services Ltd é autorizada e regulada por Financial Conduct Authority (Firm Reference No 307133), cuja a sede social é em 36-38 Botolph Lane, London, EC3R 8DE.

Na Europa, nossas proteções são subscritas por  Inter Partner Assistance SA (IPA) que pertence integralmente por AXA Assistance Group. A Inter Partner Assistance é uma empresa Belga autorizada por Blegian national Bank  e esta sujeita ao regimento da Financial Conduct Authority (FCA Número de Registro 202664).

Austrália

RentalCover.com é uma empresa comercial do negócio de seguro, é uma operadora da Cover Genius Ltd, ABN 43 159 983 598, escritório de registro 33 Ward Street, Willoughby NSW, 2068, Austrália. In Austrália, nossas proteções são subscritas por QBE Insurance (Australia) Limited ABN 78 003 191 035, AFS Licença No. 239545 of 2 Park Street, Sydney NSW 2000 e Inter Partner Assistance of Belgium (FCA Número de Registro 202664).

Nova Zelandia

RentalCover.com é uma operadora da Cover Genius Limited, NZ Número empresarial 4547898, Escritório de registro: Level 3, 10 Custom Street East, Auckland, Nova Zelândia. Na Nova Zelândia, nossas Proteções são subscritas por QBE Insurance (Australia) Limited (AFS Licence No. 239545) and Inter Partner Assistance of Belgium (FCA Número de Registro 202664).

Pagamento & Termos de Cancelamento

Ao clicar em “pagamento”, você estará concordando com os termos e condições de pagamento e os termos de uso como esboçado neste documento. Na hora do pagamento, uma conta será criada e a confirmação será enviada por e-mail. Será deduzido de seu cartão de crédito o valor demonstrado na página de “pagamento” de acordo com a moeda escolhida por você. Qualquer taxa aplicada, será demonstrada. No extrato do seu cartão de crédito o valor será demonstrado como "RentalCover.com".

Cancelamento

Você pode cancelar até o dia anterior à retirada. Depois da retirada do veículo na locadora, a proteção poderá ser prolongada, porém o cancelamento não será mais permitido, bem como, o seu encurtamento e modificação. Assim que seu cancelamento for efetuado com sucesso, o reembolso no valor total (incluindo as taxas do cartão de crédito) será emitido.

Termos de Uso do Website

These terms form the basis upon which you may use this website www.RentalCover.com. The parties to these terms are Cover Genius Limited of United Kingdom (4547898) of Unit 6, 4 Ravey Street, London, EC2A 4QP, United Kingdom ("us", "we", and "our"); and an end user, anyone who uses our site ("you"). These terms of use apply to www.rentalcover.com, and any other of our websites or sites where RentalCover.com products are available (collectively referred to as "RentalCover.com" or the "site" or the "partner site").

RentalCover.com is a website providing rental vehicle excess cover products ("permitted purpose"). In consideration for providing you with a licence to use the site, you agree to only use the site in accordance with these terms.

We grant you a personal licence to use the site. Your licence is made up of this document, our privacy policy and any other policy that we may publish on the site from time to time. You must only use the site strictly on the terms of your licence, and only for the permitted purpose. A condition of this licence is that we may contact you by email for the purposes outlined in our privacy policy. Our advertisers, affiliates, and other users of the site may send you email for matters relating to the "permitted purpose".

It is your responsibility to ensure that information you provide is true and correct and up to date and you comply with all applicable laws and the terms of this licence. It is solely your responsibility to ensure that the item you book, purchase or reserve is suitable for your intended purpose and you consent to us handling your personal information in accordance with our privacy policy. You also warrant that you are authorised to use any payment instrument through which you make a purchase or reservation, that the delivery address specified in your purchase with our advertisers and affiliates is correct and that you have not relied upon any representation given by us. You release us from any claim arising from the sale of goods.

We may provide you with links to external websites from the site, where you acknowledge that we do not endorse or recommend such website and such websites do not form part of our website. We do not warrant that any information contained in such website is true and correct and that these external websites do not contain viruses, trojans and other malware.

You must not use the site (or any software provided on or from the site) to abuse, menace, harass, intimidate or stalk anyone, break the law or allow another person to break the law, damage property including intellectual property, injure anyone, mislead or deceive anyone including through the creation of 'spoof' websites, facilitate the commission of a tort, or breach of contract, allow for the misuse of anyone's confidential information, misuse or allow for the misuse of anyone's personal information, sensitive information or health information, as defined by the Privacy Act 1988, facilitate or engage in any act or omission which is in contravention of the laws regarding Spam including the Spam Act 2003, interfere with someone else's computer without their permission, allow a minor to view or access material which is inappropriate (or not classified for minors) for minors including pornography, send or distribute any virus, worm, trojan or other malicious code, send alter or create an electronic message (including spoofing) to conceal the true identity of the person from whom it originates, interfere with the proper operation of a website, blog, newsgroup, forum or chatroom, use a remote system (such as a mail server or proxy server), without the authorisation of the owner of it, for the transmission of data, operate a service such as a mail server or proxy server, without proper controls to prevent the use of the service by unauthorised third parties for the transmission of data, control or contribute to a Denial of Service attack, send, display or publish material which is obscene, offensive, defamatory or potentially defamatory, would contravene anyone's intellectual property rights, is likely to incite sexual, religious or racial hatred, violence, discrimination or vilification; and despite anything to the contrary you must not procure another person to do any of the things prohibited under these terms.

Any intellectual property created while using the site vests solely with the person who created it - but you grant us an unlimited, royalty free licence to use and display anything which you (with our consent) create or post on the site. You may not use any of our intellectual property (including our name, logo or content) without our prior written approval. You must notify us immediately if you become aware of any advertisement on our website which infringes the intellectual property rights of any third party.

You acknowledge that the persons who use the site are not employed by us, and are not our agents, partners, joint venturers or authorised representatives - they are independent and that we do not endorse or warrant the content of any advertisements, reviews or other content on the site. Any agreement (other than these terms) you enter into with a seller is directly between you and the seller and is not with us. To the extent permitted by law we do not warrant that the content of the site is current or error free and we are not a party to any agreement for the sale of goods on the site. The site is only to be used as a guide and is not to be relied upon as advice about prevailing market rates of goods. You must accept use of the site from us subject to these acknowledgements, and none of them constitutes a defect in the site.

You release us from all losses and claims in respect of, or out of, such matters you acknowledge or their consequences. Except for any express warranties in these terms and, to the extent permitted by law, we disclaim all express and implied warranties in relation to the site and anything on it (or promoted on it). In the case of any breach of these terms (or any other part of the licence to use the site), or any negligence for which we are responsible, or breach of a condition or warranty that legislation prohibits us from excluding (which condition or warranty shall accordingly be included), our liability to you will be limited, at our option, to AUD$100 or if the breach or negligence relates to:

 

  • replacement of any goods involved or the supply of equivalent goods;
  • the repair of such goods;
  • the payment of the cost of replacing the goods or of acquiring equivalent goods; or
  • the payment of the cost of having the goods repaired;

and:

  • if the breach relates to services
  • supplying of the services again; and
  • the payment of the cost (for the period of the breach) of having the services supplied again.

 


In no circumstances are we liable for any indirect, secondary or consequential loss or loss of income, loss of profit, or loss of bargain that you or anyone else may suffer.

We may deal with your personal information in accordance with our privacy policy as amended from time to time. We may use your personal information for promotional and marketing purposes until you request to opt out of receiving such information. You also consent to us sending you email to advise you of changes to the site or to market the site or our services to you. Where you obtain personal information through the use of the site, you must destroy that personal information within a reasonable time after you have used it for a purpose permitted by these terms.

We may terminate or suspend your licence to use the site at anytime where you breach these terms or for any other reason we deem appropriate. In addition to any other right of termination we may terminate your licence to use our site at anytime where we wish to discontinue our site or redevelop our site.

Either party may give notice by fax, to a publicly available email or mail to our registered company address. A notice is deemed to be served if it is mailed: before noon on the second business day after posting, if it is emailed during business hours upon the email leaving the sender's mail server, and if outside business hours 9am on the next business day. If by fax, upon the delivery of a successful transmission report by the sender's fax, but if outside of business hours, at 9am on the next business day. Any notice that is given must be in the English language.

If any provision in this agreement is unlawful or inconsistent with any law, then to the extent of the unlawful nature or inconsistency, that provision may be severed from without affecting the remainder of the agreement.

This agreement and any contract arising under it is governed exclusively by the law of New Zealand. Any legal proceedings relating to them can only be taken in courts with jurisdiction in New Zealand.

No right under these terms can be waived except by notice in writing signed by the party waiving it. If a party overlooks a breach by the other party on one or more occasions, it is not taken to have agreed to any future breach.

A reference to the singular includes the plural and vice versa. Where one thing is said to include one or more other things, it is not limited to those other things. There is no significance in the use of gender-specific language. A "person" includes any entity which can sue and be sued. A "person" includes any legal successor to or representative of that person. A reference to a law includes any amendment or replacement of that law.

Feedback on these terms and the website can be sent to theteam[at]rentalcover.com.

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Abrange carros / vans / SUVs / 4x4s etc.. de 1 a 9 passageiros que não precisam de habilitação especial ou não são para uso comercial ou off-road.