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Collision Damage Waiver

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Loss Damage Waiver Explained

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EU Resident policies are sold by Cover Genius Europe B.V which is authorised and regulated by the Dutch Authority for the Financial Markets [Autoriteit Financiële Markten] as an insurance intermediary, licence number 12046177. KvK number 73237426. Policies are underwritten by Collinson Insurance Europe Limited which is authorised by the Malta Financial Services Authority. Cover Genius acts in its capacity as an agent of the Insurer and not the Policyholder. If you purchase a policy from Cover Genius, the company receives a commission which is a percentage of your premium - ask us for details.

UK Resident policies are sold by Cover Genius Ltd which is authorised and regulated by the Financial Conduct Authority - Firm No. 750711. Policies are underwritten by Astrenska Insurance Ltd which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority - registration number 202846. Cover Genius acts in its capacity as an agent of the Insurer and not the Policyholder. If you purchase a policy from Cover Genius, the company receives a commission which is a percentage of your premium - ask us for details.

Australian Resident policies are sold by Cover Genius Pty Ltd (Australian Business Number 43 159 983 598) in its capacity as an AFS Licensee, No 490058 and underwritten by Assetinsure Pty Limited (ABN 65 066 463 803, AFSL 488 403) or Pacific International Insurance Pty Limited (ABN 83 169 311 193). Cover Genius does not act as your agent: this advice is general and does not take into account your objectives, financial situation or needs. You should consider whether the advice is suitable for you and your personal circumstances. Before you make any decision about whether to acquire the product, please read the PDS & FSG contained in your quote. If you purchase a policy from Cover Genius, the company receives a commission which is a percentage of your premium - ask us for details. Cover Genius is bound by the General Insurance Code of Practice and Family Violence Policy.

For United States residents Coverage for Rental Car Damage is included as part of a travel protection plan. This advertisement contains highlights of the plan, which includes travel insurance coverages underwritten by United States Fire Insurance Company under form series T210 et. al. and TP-401 et. al. The plan also contains non‑insurance Travel Assistance Services provided by Cover Genius Insurance Services LLC, a Delaware limited liability company. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2019. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. Coverages may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the plan. CA DOI toll free number: 800-927-4357. MD Insurance Administration: 800-492-6116 or 410-468-2340. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Cover Genius. Address: 27 E 28th, New York, NY 10016; [email protected]; license information available here.

Canadian Residents policies are sold by Cover Genius Canada Inc. (BC1079759) carrying on business as RentalCover.com, an authorized provider of Intact Insurance. Insurance is underwritten by Intact Insurance Company. If you purchase a policy from Cover Genius, the company receives a commission which is a percentage of your premium - ask us for details. RentalCover policies are currently not available to residents of Québec or any non-residents of Québec purchasing a policy while in Québec.

New Zealand residents policies are sold by Cover Genius Ltd which is authorized and regulated by the Financial Conduct Authority - Firm No. 750711, underwritten by certain underwriters at Lloyds of London. Cover Genius acts in its capacity as an agent of the Insurer and not the Policyholder. Before you make any decision about whether to acquire the product, please read the Policy Wording contained in your quote. If you purchase a policy from Cover Genius, the company receives a commission which is a percentage of your premium - ask us for details.

Singapore residents policies are sold by Cover Genius Ltd which is authorized and regulated by the Financial Conduct Authority - Firm No. 750711, underwritten by certain underwriters at Lloyds of London. Cover Genius acts in its capacity as an agent of the Insurer and not the Policyholder. Before you make any decision about whether to acquire the product, please read the Policy Wording contained in your quote. If you purchase a policy from Cover Genius, the company receives a commission which is a percentage of your premium - ask us for details.

Hong Kong residents policies are sold by Cover Genius Ltd which is authorized and regulated by the Financial Conduct Authority - Firm No. 750711, underwritten by certain underwriters at Lloyds of London. Cover Genius acts in its capacity as an agent of the Insurer and not the Policyholder. Before you make any decision about whether to acquire the product, please read the Policy Wording contained in your quote. If you purchase a policy from Cover Genius, the company receives a commission which is a percentage of your premium - ask us for details.

For Japanese residents the Plan is sold by Cover Genius Japan 株式会社.

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† We compared the costs of collision damage protection via RentalCover.com to the average cost of collision or loss damage waivers (including taxes and fees) for a one week rental (August 2 - 8, 2021). Cost comparison is in U.S. dollars and is based on online quotes provided by Alamo, Avis and Hertz for an airport pickup and drop-off of a compact car in Miami, Dallas, Las Vegas, Orlando, and Chicago Rockford for a U.S resident over age 25. No discounts applied. Please note that the products available from Alamo, Avis, and Hertz compared are non-insurance Collision Damage Waiver products whereas our product available to U.S. residents is a travel protection plan that includes insurance coverage for Rental Car Damage and Theft. The average daily rate for a Collision Damage Waiver from the rental companies surveyed for the selected dates was $29, with an average deductible of $1,767. Damage costs are referenced from iii.org.

* Check your RentalCover wording for restrictions on travel in sanctioned regions/countries, rentals from restricted companies and restricted vehicle types.

‡ Exotic cars includes: Alfa Romeo, Aston Martin, Auburn, Avanti, Bentley, Bertone, BMC/Leyland, BMW M Series, Bradley, Bricklin, Clenet, Corvette, Cosworth, De Lorean, Excalibre, Ferrari, Iso, Jaguar, Jensen Healy, Lamborghini, Lancia, Lotus, Maserati, MG, Morgan, Pantera, Panther, Pininfarina, Porsche, Rolls Royce, Rover, Stutz, Sterling, Triumph, and TVR.