More Protection
Theft & costly damages covered
Worldwide rental car protection. 50% cheaper than the rental companies.†
Get a better price with more protection
RentalCover provides comprehensive protection for your rental vehicle without breaking the bank. When you hire a vehicle, you can use our primary coverage for your rental vehicle and our third-party liability coverage to avoid hard upsells at the pick-up counter.
We provide protection against theft and costly damages, as well as liability coverage for damage to third-party vehicles and property, and injuries to other drivers. RentalCover is compatible with all major rental companies. Travel with peace of mind, knowing a small scrape won't cost you thousands.
Better Price
Fraction of rental company costs
All Rental Companies
Compatible everywhere
Complete protection for every situation, with zero deductible
Don't risk your hard-earned cash on unexpected damage costs. RentalCover's Protection fills in the coverage gaps from car rental companies and credit cards, while offering zero deductible protection.
| Credit Card | |
|---|---|
| Primary coverage | Secondary coverage |
| No personal insurance claims | Must file with personal insurance first |
| Zero deductible | Pay deductible |
| No impact on your rates | Rates may increase |
We also cover vehicles that may be excluded
Get comprehensive coverage for a wide range of vehicle types.
Full-size SUVs
Car share
Pickup Trucks
RV/Motorhome
Courtesy cars
Why RentalCover over other rental companies' insurance?
Get primary coverage for your rental car and/or third party liability for damages or injuries to others when you're at fault in an accident. Be legally compliant where you drive!
Affordable coverage
Save up to 50% compared at the rental desk, Up to $134 per week.
No deductibles
Zero deductible for primary and liability cover up to the policy limit, making your rental claim worry-free.
Primary Insurance Protection
Get our Collision Damage Protection for up to $50,000, and avoid increases to your personal auto premium.
Supplemental Liability Insurance (SLI)
Get up to $1,000,000 for damage to third party vehicles & property and injuries caused to other drivers & their passengers.
Better yet, our cover goes beyond what a standard rental car company gives you:
- Get the best we offer in one single plan: No extras, no add-ons.
- Cover for flat tires, cracked windscreens, damaged headlamps, lost keys, key replacement and lockout.
- No sky-high charges added to your repair bill, including fees for processing, loss of use, relocation and roadside assistance.
- Cover for damage rental companies usually exclude, such as damage caused by harsh climate and road conditions.
- Complete cover for all authorized drivers listed on the rental agreement.
- Covers rental agreements lasting more than 30 days.
- Cancel anytime before pickup for a full refund.
Compatible with rental car companies worldwide!
Protection from RentalCover is compatible with rental car companies worldwide, such as Enterprise, Hertz, Avis, Budget, Thrifty, Europcar and thousands more. This makes us the perfect travel companion wherever you go!
How rental car damage protection works in 3 simple steps
Get primary coverage for your rental car and/or third party liability for damages or injuries to others when you're at fault in an accident. Be legally compliant where you drive!
Buy before pickup
Get full rental car protection sorted online before you collect the keys.
Skip the rental counter add-ons
Say no to overpriced CDW — you’re already covered.
Claim fast, get paid fast
Quick online claims and payouts within a few business days, in any currency.
Ready to save on your rental car insurance?
Get an instant quote in under 2 minutes. No commitments, cancel anytime before pickup.
Your car rental insurance questions answered
What is the difference between rental car insurance and car hire excess?
Rental car insurance is the broad protection for the vehicle. Outside the US, basic coverage (CDW) is usually included so you aren't liable for the car's full value. Meanwhile, car hire excess is the "gap" you’re still responsible for. If the car is damaged, the rental company charges you an excess (deductible) that can cost up to $4,500.
The rental company’s insurance protects them. RentalCover protects you. We cover that expensive excess (plus tires and windshields) for about 50% less than the price at the rental desk†.
How does rental car insurance work in the United States?
In the United States, rental car insurance works through a combination of policies offered by rental companies, personal auto insurance and credit card benefits.
Rental car insurance in the United States may require purchasing additional insurance products, such as Collision Damage Waivers or Supplemental Liability Insurance.
What is Collision Damage Waiver (CDW) in car rental?
A Collision Damage Waiver (or Loss Damage Waiver) is a type of car insurance that reduces your liability for damages to a rental vehicle if it is damaged or stolen.
A CDW is not strictly insurance. It’s a waiver that transfers the risk of financial loss for damages like towing and administrative fees to the rental company.
Rental car companies usually offer a CDW when you pick up your rental. This cover usually comes with a high deductible, which you can reduce with additional upsells.
If you have cover from Rental Cover, you can say ‘no’ to CDWs and upsells at the rental desk. Our policies come with a $0 deductible and go beyond standard rental company CDWs. For example, we offer cover for windshields and all authorized drivers on the rental agreement.
What is Supplemental Liability Insurance (SLI) in car rental?
Supplemental Liability Insurance is a type of add-on (non-compulsory) cover that increases your protection against third-party claims for bodily injury and property damage.
SLI protects you if you are at fault for an accident and boosts the amount of coverage for damage, such as high-cost accidents, medical expenses or vehicle repairs.
SLI is generally offered by car rental companies. Our policy offers similar coverage.
Is rental car insurance worth it?
Yes, rental car insurance is worth it. It gives you protection for potentially extreme rental company deductible fees if your hired car is damaged or stolen. Without insurance, you could face very high costs if an incident occurs.
Does my car insurance cover a rental car?
Whether your car insurance covers a rental car or not depends on your specific policy. More comprehensive policies may extend cover to rental cars, while others may require a paid add-on or purchase of a separate policy.
How much is car rental insurance in the United States?
The exact cost of rental car insurance in the United States can vary by many factors. This includes the type of vehicle, Collision Damage Waivers, and whether you have personal auto insurance.
Does my credit card cover rental car insurance?
Many credit cards do cover rental car insurance. However, relying on your credit card could mean paying thousands of dollars out of your own pocket. For US residents, your credit card likely provides secondary car rental insurance that only kicks in after you make a claim through your personal auto insurance. This may lead to a rate increase.
Credit card coverage often has an additional list of exclusions, including:
Specific damages like damage to windshields or undercarriages.
Damage caused by additional drivers.
Lost keys.
Roadside repair costs.
Long-term rental.
Any fees your rental company may add to your repair bill.
With RentalCover, you have more comprehensive protection for less cost.
Can I change or cancel my coverage if my travel plans change?
Yes, you may modify your coverage, or cancel for a refund, up until the time that you pick up your rental vehicle. You may extend your coverage at any time.
What do I do if I plan to travel to multiple countries?
Our plans are valid for rental vehicles anywhere in the world.
Our Supplemental Liability Insurance (for rentals that originate in the US, except New York) are covered for Canada if the vehicle is collected in the US.
Are additional drivers covered under my policy?
Yes, additional drivers who are on the rental agreement with you are covered free of charge. You may need to inform us of the additional drivers' names, pursuant to the terms of your policy. Please note that the rental company may charge a small "additional driver" fee.
How do I make a claim?
We take the stress out of the claim process with concierge-level service. For Collision Damage Waiver coverage, we strive to get your claim resolved and paid within three business days (upon approval), note however that, to give you peace of mind, most claims are settled between our claims team and the rental company. Supplemental Liability Insurance claims can take a bit longer.