CDW Overview

 For a detailed overview of your car rental insurance options and CDW for each major region please refer to our Introduction to Europe, our Overview of the Insurance Options in the USA and our Australia/New Zealand Overview.

Using, you would pay the rental company in the event of damages and then claim that amount to the issuer of your policy.

There are three key amounts relating to car hire deductible in each country, namely:

  1. Deductible when CDW is included: this is the maximum that you would pay for damages when your vehicle has CDW ("Collision Damage Waiver") applied. CDW may reduce your deductible from the full value of the car to the amount shown in the third column.
  2. Cost per Day for "Super CDW/Super LDW": This reduces your deductible from the amounts shown in Column 1 to the amounts shown in Column 3. Super CDW/Super LDW is also known as "deductible reduction" among other names (read on for more information).
  3. Reduced deductible (after adding Super CDW/Deductible Reduction): This is the maximum amount payable if you pay for Super CDW/Super LDW/Deductible Reduction.
Please note that coverages vary by country. Not all of the above may be available in your country of residence.

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We provide protection for rental cars, including mini-vans, pickup trucks, and sport utility vehicles rented from a rental car agency. Does not cover commercial or offroad use or exotic cars.‡