Leave us a review
To help the RentalCover.com community, please take 30 seconds to leave feedback on your experience. We appreciate it!
Rating girl

Rental Guide

for residents of

Car rental insurance in Australia

We could not find a policy for this destination and residence combination
So you’re renting a car in Australia. Of course, no one wants to think about car rental insurance when taking in the splendor of the Opera House, but buying rental car insurance before you go could save you thousands in repair costs, so it’s worth doing. At RentalCover.com, we’ve built a global business around giving customers better coverage at a better price. And we pay 95% of claims within 3 business days (upon approval), so you can save your AUD for extra kangaroo jerky.
: Car

At the rental desk...

Insurance offered & what you need to know
Basic Waiver (CDW)
In AU CDW/LDW is always included (it will not be offered at the rental desk). CDW covers damages, with multiple exceptions, and the "standard excess" is high (AU$6,616.39 for cars to AU$9,924.58 for motorhomes.)
  • Excess payable for any damage is very high.
  • CDW is included in your booking.
  • Some types of damage are not covered by CDW, for instance some rental companies do not cover windscreens, cracks and chips, tyre punctures & replacements, and damages to headlights and underbody.
  • CDW does not cover expensive accident-related fees such as administration, towing and loss of use fees. 
Excess Waiver/Excess Reduction/Damage Liability Waiver etc.
Excess waivers reduce your standard excess towards US$0.00.
  • Can be purchased for AU$39.70 - AU$59.55 per day..
  • Does not cover tyre windscreens, roadside assistance costs & key loss.
  • Pay even more to get $0 excess.
  • Rental companies charge you even if not "at fault" if you don't purchase their excess waiver. RentalCover.com will refund you for these damages.
  • You may be deducted the full standard excess amount but would be refunded once the repair costs are finalised.
Roadside Assistance Cover
Covers roadside costs such as towing, fuel and key lockout.
  • Can be purchased for AU$13.23 - AU$19.85 per day.
  • Does not cover key replacement & towing is capped (it can be expensive in AU).
RentalCover.com Comparable insurance/full protection products & benefits
Full Protection
Equivalent to Excess Waiver + Roadside Assistance + $0 deductible excess.
  • Our Guarantee: We'll beat any price.
  • We pay 98% of claims within 3 business days.
  • Includes free cover for roadside assistance, towing (saves you AU$6.62 - AU$13.23 per day. Also covers key loss.
  • Covers accident-related fees.
  • Cancel anytime up until vehicle collection.
  • Covers types of damage that the rental companies exclude.
These are our top tips for outsmarting your car rental company.

Buy insurance before you go and save

If you don’t want to be on the hook for costly scratches and dings, let alone collision damage, buy rental car coverage before you go. With us, you’ll pay a fraction of the cost of insurance at the rental desk.

Capture the condition of the vehicle

Take pictures & videos of the vehicle before you leave to avoid unfair charges. Ensure any existing damage is marked up on the rental agreement as some cheeky rental companies tend to charge customers for existing damages.

Just say 'no'

If you've bought Full Protection with us, you can say 'no' to the hard sell for roadside assistance from the rental company.

With Full Protection ...
  1. Notify your rental car company of the damage immediately. They will advise next steps.

  2. When your rental is finished, submit your claim at rentalcover.com/claim. You will need these documents.

  3. We pay 95% of claims within 3 business days, but do keep in mind that settlement times may differ.

  4. If your rental company provides you with a new vehicle, your RentalCover.com policy will also cover the new vehicle for the duration of your policy provided it’s a like-for-like exchange. You do not need to notify us of the vehicle change.

Get a quote for your next trip

Coverage for vehicles with less than 9 seats (including driver). Excludes luxury/exotic cars.*