What is Rental Car Damage Protection? Rental Car Insurance* Explained

Rental car damage protection helps cover the cost of damages due to collision, theft, vandalism, natural disaster, or any other cause beyond your control and protects you from a potentially significant bill at the end of your trip.

We offer equivalent protection up to 50% less expensive†, with $0 deductible (also called “excess” elsewhere including Europe) for those US residents who are insured.

New to RentalCover.com? Try these helpful articles:
How RentalCover.com Works
Why Use RentalCover.com
How Claims Works

Rental car company waivers vs Rental car damage protection

Rental car companies can offer waivers anywhere between US$19-$37 per day. Depending on the company, the coverage can vary, often excluding important things like keys, windshields, tires, and underbody damage. The Rental Car Damage Protection that we offer at RentalCover.com gives you this valued coverage for up to 50% less expensive (and higher in Europe)† and has no deductible/excess.

Why choose rental car damage protection?

Purchasing rental car damage protection is optional, however in the event of something going wrong, due to collision, theft, vandalism or natural disaster, it pays to protect your rental car.

What's included in RentalCover.com coverage?

RentalCover.com plans insure you against rental vehicle damages, due to:

  • Collision, theft, vandalism, windstorm, fire, hail, flood or any cause not in your control while the vehicle is your possession.
  • Loss of use charges as a result of an accident that you’re required to pay the rental company.

Read more about how RentalCover.com works.

Key reasons to use RentalCover.com

  • Save up to 50% with us† 
  • No hidden fees and no claim fees.
  • There’s no deductible/excess.
  • 95% of claims are processed within 3 days
  • 100% free cancellation up until the time of pickup
  • Coverage works for any country and any rental company.*

Collision Damage Waiver (CDW) & Excess Waivers (SCDW) explained**

CDW is an optional service sold by car rental companies that protects you in case you’re in an accident that causes damage to your car rental. Outside of the US, the CDW includes a large deductible/excess. 
Our Country Guides have more information.

*For US Residents, Rental Car Damage Protection coverage is included as part of a travel protection plan. Insurance coverages are subject to the terms, limitations and exclusions in the plan.
**These coverages are provided by other carriers.

† We compared the costs of collision damage protection via RentalCover.com to the average cost of collision or loss damage waivers (including taxes and fees) for a one week rental (December 11 - 17, 2016). Cost comparison is in U.S. dollars and is based on online quotes provided by Alamo, Avis and Hertz for an airport pickup and drop-off of a compact car in Boston, Dallas, Las Vegas, Orlando, and Portland for a U.S resident over age 25. No discounts applied.


Get a quote for your next trip

We provide protection for rental cars, including mini-vans, pickup trucks, and sport utility vehicles rented from a rental car agency. Does not cover commercial or offroad use or exotic cars.‡