What is CDW Insurance*?

In the event of damages to a rental car, you may be responsible for expenses. This amount is payable to the rental company and may be called "excess", "liability" or (in the US) a "deductible".

Rental companies offer Collision Damage Waivers (CDW) which reduces your deductible from the full value of the vehicle in the event of an accident. CDW reduces your deductible from the full vehicle value to $0 (this is typical in the USA and Canada) or to approx. to $1,000-$3,000 (this is the case in all markets except North America). When a deductible remains, a way to reduce the amount to zero would be to purchase what is called "Super CDW" or "Super LDW" (includes CDW & theft).

*CDW Coverage for US Residents is included as part of a travel protection plan. Insurance coverages are subject to the terms, limitations, and exclusions in the plan.

RentalCover.com offers more affordable alternatives to "Super CDW" and "Super LDW" and covers all types of damages caused by an accident.

Want more information? Our Rental Guides explain how everything works. 


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We provide protection for rental cars, including mini-vans, pickup trucks, and sport utility vehicles rented from a rental car agency. Does not cover commercial or offroad use or exotic cars.‡