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Car Rental Insurance: CDW, LDW, Excess Waivers Explained

For campervan and motorhome rentals, try our motorhome and campervan excess cover overview or for 4x4s and 4x4 campers, try our 4x4 excess cover page.

For your country of destination, read below for a basic explanation or skip ahead to your country: ArgentinaAustralia, Austria, Belgium, Bosnia, Brazil, Canada, Chile, Croatia, Czech Republic, Denmark, France, Germany, GreeceHolland, Hungary, Ireland, Israel, Italy, Mexico, NZ, Norway, Poland, Portugal, Russia, South Africa, Spain, Sweden, Switzerland, Turkey, UAE, UK, US.

At the depot you will be offered insurance (also called Excess Reduction or Excess Waiver or Super Collision Damage Waiver (SCDW) or Super Loss Damage Waiver (SLDW) etc). Instead you can purchase a RentalCover.com policy which will cover the "excess" which applies to any rental vehicle globally. The vehicle's standard liability is the maximum amount you would have to pay in the event of an accident, and you can reduce that for a daily price. 

For more information on your country of destination, choose a page from the below: 

Argentina
Australia
Austria
Belgium
Bosnia
Brazil
Canada
Chile
Croatia
Czech Republic
Denmark
France
Germany
Greece
Holland
Hungary
Ireland
Israel
Italy
Mexico
New Zealand
Norway
Poland
Portugal
Russia
South Africa
Spain
Sweden
Switzerland
Turkey
UAE
UK
US