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How do "LDW" and "Super CDW" and "Super LDW" differ from simple "CDW"?

The amount payable to the rental company in the event of an accident is called your “excess" or "liability” or (in the US) "deductible". Rental companies offer Collision Damage Waivers (CDW) which reduce your excess from the full value of the vehicle in the event of an accident. CDW reduces your excess to €/£/$0 (this is typical in the USA and Canada) or to approx. to €/£/$1,000-€/£/$3,000 (this is the case in Europe, Australia/New Zealand and all markets except North America). To get that remaining excess down to €/£/$0 the rental companies sell "Super CDW", "Super LDW" (includes CDW & theft). There are lots of different names (e.g. in Australia & NZ it is called "excess reduction") but they serve the same purpose.

RentalCover.com offers cheap alternatives to "Super CDW" and "Super LDW" and covers all types of damages caused by an accident.


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Please check if these questions are relevant or scroll down to contact us:

About RentalCover.com

What are the benefits?
Who is RentalCover.com & Who provides the coverage?
What is the Rating of Our Underwriters?
Why use RentalCover.com?
What have I got and what will I be offered at the rental desk?
Who are RentalCover.com’s insurers?
Are additional drivers covered?
Should I just risk it?
What do I pay if there’s an accident?
What vehicles are covered?
What about unsealed roads?
How are coverage days calculated?
Am I insured if I have more than one accident?

Claims

When can I expect claims to be settled?
How do I make a claim?
How do I report a claim for "Collision Damage Coverage" (for US Residents)?
My claim has been approved. When will I receive payment?
What are the steps in the claims process?

Claims Info

What is the claim process?

Rental Guide: Destination Asian Countries

What should I do at the rental desk in Asian Countries

Rental Guide: Destination Australia/NZ

How does Excess Reduction & Third Party Insurance work in Australia and New Zealand
What should I do at the rental desk in Australia/NZ?

Rental Guide: Destination Canada

How does rental excess & CDW work in Canada? What are my options?
What should I do at the rental desk in Canada?

Rental Guide: Destination EU/UK

How does rental excess/CDW work in Europe? What are my waiver options?
What should I do at the rental desk in EU/UK?

Rental Guide: Destination Latin American Countries

What should I do at the rental desk in Latin American Countries

Rental Guide: Destination Namibia/Africa

How does rental excess & CDW work in Africa? What are my options?

Rental Guide: Destination United States

What are the insurance options in the USA? How does the US differ from most other countries?
How Does The Free Roadside Assistance Work for USA Policies?
What is Extra Cover for the USA? What do I say at the rental desk?
What should I do at the rental desk in the US?
What should I do at the rental desk if I am traveling abroad with Collision Damage Coverage (for US Residents)?

Rental Guide: Destination Worldwide

What should I do at the rental desk: Introduction

Rental Guide: Insurance products

What is "excess", "CDW", "LDW", "excess reduction", etc? And what is RentalCover.com?
Is "Third Party" included?
How do "LDW" and "Super CDW" and "Super LDW" differ from simple "CDW"?
What is SLI (Supplementary Liability Insurance)?
What is PAI (Personal Accident Insurance)?
What is Theft Protection?
Why do rental companies charge a large excess when the repair cost is small? What happens if I'm "not at fault"? Will I get my money back? When?

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