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Rental Guide

for residents of
Puerto Rico

Car rental insurance in Puerto Rico

We could not find a policy for this destination and residence combination

So you’re renting a car in Puerto Rico. No one wants to think about rental car insurance when taking in the sights, but buying rental car insurance can save you thousands. Save 50% versus equivalent coverage at the rental desk. We aim to pay 95% of claims within 7 business days, so you can save your for extra souvenirs.
: Car

At the rental desk...

Insurance offered & what you need to know
Collision Damage Waiver (CDW)/Loss Damage Waiver (LDW)
CDW/LDW waives damage costs with a high excess payable for damages (US$5,000.00 for cars to US$7,500.00 for motorhomes). LDW is CDW + Theft Protection.
  • Excess payable for any damage is very high.
  • CDW is included in your booking.
  • Some types of damage are not covered by CDW, for instance some rental companies do not cover windscreens, cracks and chips, tyre punctures & replacements, and damages to headlights and underbody.
  • CDW does not cover expensive accident-related fees such as administration, towing and loss of use fees. 
Super Collision Damage Waiver (SCDW)
Super Collision Damage Waiver reduces your remaining excess towards US$0.00.
  • Can be purchased for US$20.00 - US$30.00 per day.
  • Price tiers usually mean that you pay even more to get US$0.00 excess.
Roadside Assistance Cover
Covers roadside costs such as towing, fuel and key lockout.
  • Can be purchased for US$10.00 - US$15.00 per day.
Personal Accident Insurance (PAI)
Personal Accident Insurance compensates you for personal injuries (including passengers).
  • Optional at the rental desk for US$10.00 - US$15.00.
  • Available in travel insurance policies.
RentalCover.com Comparable protection
Collision Damage Insurance
Our Collision Damage Coverage is equivalent to CDW from the rental companies.
  • $0 deductible.
  • CDI is primary coverage so it won't impact your personal auto premiums.
  • Claims are handled and paid by AON.
  • You can cancel any time the day before pickup.
  • We guarantee to beat any price!
These are our top tips to save money and hassle on your rental.

Pre-pay and save

Our Rental Car Damage Protection is available in connection with the largest online travel agencies globally or you can buy directly on RentalCover.com. Either way, you'll save 50% compared to the rental company's insurance.

Take photos before and after

Take photos and videos of the vehicle at both pickup and dropoff. During your claim, we’ll ask you to provide these photos and details if there are any unfair charges from your rental company. Take the time to capture any pre-existing damage and nominate those in your rental agreement to avoid excessive charges.

Just say 'no'

If you've bought Collision Damage Waiver and/or Supplemental Liability Insurance with us, you can say 'no' to the hard sell for CDW/LDW or SLI from the rental company.

† We compared the costs of collision damage protection sold by Cover Genius Insurance Services, LLC on RentalCover.com to the average cost of collision or loss damage waivers (including taxes and fees) for a one week rental (December 11 - 17, 2016). Cost comparison is in U.S. dollars and is based on online quotes provided by Alamo, Avis and Hertz for an airport pickup and drop-off of a compact car in Boston, Dallas, Las Vegas, Orlando, and Portland for a U.S resident over age 25. No discounts applied.
With Collision Damage Insurance...
  1. Notify your rental car company of the damage immediately. If the costs are likely to exceed $3,000, please notify us via our claim form. You can check your policy wording at any time.

  2. Go to rentalcover.com/claim to report all incidents.

  3. Submit finalised invoices, photos, all written communications and other documents as requested. You may receive a bill from the rental car company. If so, attach it to your claim and our underwriter (Asservo) will pay the rental car company directly. If you’re required to pay your rental car company up front, keep the invoice and you will be reimbursed when your claim is approved.

Get a quote for your next trip

We provide protection for rental cars, including mini-vans, pickup trucks, and sport utility vehicles rented from a rental car agency. Does not cover commercial or offroad use or exotic cars.‡